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Code · CFR · Title 12 — Banks and Banking · Part 1282 — Enterprise Housing Goals and Mission · § 1282.18

§ 1282.18. Affordability—Income level definitions—family size not known (actual or prospective tenants).

294 words·~1 min read·/us/cfr/t12/s§ 1282.18·

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In determining whether a rental unit is affordable where family size is not known to the Enterprise, income will be adjusted using unit size, and affordability determined as follows:
(a)For moderate-income, the income of prospective tenants shall not exceed the following percentages of area median income with adjustments, depending on unit size: Unit size Percentage of area median income Efficiency70 1 bedroom75 2 bedrooms90 3 bedrooms or more* *104% plus (12% multiplied by the number of bedrooms in excess of 3).
(b)For low-income (80%), income of prospective tenants shall not exceed the following percentages of area median income with adjustments, depending on unit size: Unit size Percentage of area median income Efficiency56 1 bedroom60 2 bedrooms72 3 bedrooms or more* *83.2% plus (9.6% multiplied by the number of bedrooms in excess of 3).
(c)For low-income (60%), income of prospective tenants shall not exceed the following percentages of area median income with adjustments, depending on unit size: Unit size Percentage of area median income Efficiency42 1 bedroom45 2 bedrooms54 3 bedrooms or more* *62.4% plus (7.2% multiplied by the number of bedrooms in excess of 3).
(d)For very low-income, income of prospective tenants shall not exceed the following percentages of area median income with adjustments, depending on unit size: Unit size Percentage of area median income Efficiency35 1 bedroom37.5 2 bedrooms45 3 bedrooms or more* *52% plus (6.0% multiplied by the number of bedrooms in excess of 3).
(e)For extremely low-income, income of prospective tenants shall not exceed the following percentages of area median income with adjustments, depending on unit size: Unit size Percentage of area median income Efficiency21 1 bedroom22.5 2 bedrooms27 3 bedrooms or more* *31.2% plus (3.6% multiplied by the number of bedrooms in excess of 3).
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§ 1282.18
Affordability—Income level definitions—family size not known (actual or prospective tenants).
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